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Financial Consultant Services:- * Mutual Fund * SIP * Tax Saving * Health Insurance * Life Insurance * Motor Insurance * Company Deposits * Home Loans * Loan Against Property Benefits of Life Insurance 1. Risk Coverage: Insurance provides risk coverage to the insured family in form of monetary compensation in lieu of premium paid. 2. Difference plans for different uses: Insurance companies offer a different type of plan to the insured depending on his need for insurance. More benefits come with the more premium. 3. Cover for Health Expenses: These policies also cover hospitalization expenses and critical illness treatment. 4. Promotes Savings/ Helps in Wealth creation: Insurance policies also come with the saving plan i.e. they invest your money in profitable ventures. 5. Guaranteed Income: Insurance policies come with the guaranteed sum assured amount which is payable on happening of the event. 6. Loan Facility: Insurance companies provide the option to the insured that they can borrow a certain sum of amount. This option is available on selected policies only. 7. Tax Benefits: Insurance premium is tax deductible under section 80C of the income tax Act, 1961. Types of Life Insurance Policies 1. Term insurance plan As the name says Term insurance plan are those plan that is purchased for a fixed period of time, say 10, 20 or 30 years. As these policies don’t carry any cash value their policies do not carry any maturity benefits, hence their policies are cheaper as compared to other policies. This policy turns beneficial only on the occurrence of the event. 2. Endowment policy The only difference between the term insurance plan and the endowment policy is that endowment policy comes with the extra benefit that the policyholder will receive a lump sum amount in case if he survives until the date of maturity. Rest details of term policy are same and also applicable to an endowment policy. 3. Unit Linked Insurance Plan These plans offer policyholder to build wealth in addition to life security. Premium paid into this policy is bifurcated into two parts, one for the purpose of Life insurance and another for the purpose of building wealth. This plan offers to partially withdraw the amount. 4. Money Back Policy This policy is similar to endowment policy, the only difference is that this policy provides many survival benefits which are allotted proportionately over the period of the policy term. 5. Whole Life Policy Unlike other policies which expire at the end of a specified period of time, this policy extends up to the whole life of the insured. This policy also provides the survival benefit to the insured. In this type of policy, the policyholder has an option to partially withdraw the sum insured. Policyholder also has the option to borrow sum against the policy. 6. Annuity/ Pension Plan Under this policy, the amount collected in the form of a premium is accumulated as assets and distributed to the policyholder in form of income by way of annuity or lump sum depending on the instruction of insured. Car Insurance Plans in India Car insurance safeguards your car against any financial loss that may occur in case of an accident or any event unfortunate. It is a contract between the car owner and the insurance company for protecting the interest of the policyholder against monetary loss due to car damage. Regards Amit Aggarwal 9983340004 | 8952880240 * Here We have attached some catalogue you can download and get all information

NPMP Parivar CIS.pdf

or-brochure-revision-v2.pdf

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